Why Finance With Us
Your Dream BackyardShouldn't Wait.
We've partnered with FinanceIT to make owning a pool, hot tub, swim spa, or patio set easier than ever. No high-pressure sales, no hidden fees, just flexible plans that work with your budget.
Start enjoying your backyard immediately and pay nothing in interest for the first six months on approved credit.
Apply online in minutes and receive your approval decision almost instantly — no waiting, no lengthy paperwork.
Getting approved doesn't commit you to anything. Check your borrowing limit and rate with zero pressure to buy.
An unsecured loan means your home or assets are never on the line. Pay it off early with no penalty.
Know exactly what you can borrow before you shop. Your confirmed borrowing limit lets you plan with confidence.
Set up automatic bi-weekly payments and never think about it again. Simple, predictable, stress-free.
Takes 2 minutes. No hard credit check to see your rate. No commitment required.
Apply NowExample Payments
See What It CostsBi-Weekly.
Sample bi-weekly payments based on approved credit (OAC). Your actual rate and payment will depend on the amount financed, term length, and credit profile.
HotSpring, Caldera, and more hydrotherapy for your family.
Shop Hot TubsComplete your outdoor space with quality furniture that lasts.
Shop PatioTraditional, infrared, or hybrid — wellness at home year-round.
Shop Saunas* OAC = On Approved Credit. Sample payments are estimates only and are not guaranteed. Actual payment amounts will be determined at time of application based on purchase price, term length, and your approved interest rate. Minimum purchase thresholds may apply.
Flexible financing
Your dream backyard is closer than you think.
Drag the slider below to see just how close you are to upgrading your backyard.
Apply Today
Three Steps toYour Dream Backyard.
Enter Your Postal Code
Start your application by entering your postal code below. FinanceIT will pre-populate your closest location and begin the approval process.
See Your Limit & Rate
In minutes you'll see your confirmed borrowing limit and interest rate — with no obligation to buy and no impact on your credit until you proceed.
Shop & Enjoy
Choose what you love, bring your approval into any Pioneer showroom or apply it online, and set up automatic bi-weekly payments. That's it.
Start Your Application
Enter Your Postal Code to Begin
Finance It! [close]
Approved in Minutes · No Obligation · No Commitment to Buy
Financing FAQ
Everything you need to know before you apply.
You can finance above ground pools, onground pools, inground pools, hot tubs, swim spas, saunas, patio furniture, and pool equipment purchases through FinanceIT at any Pioneer Family Pools location.
Checking your rate and borrowing limit is a soft inquiry and does not affect your credit score. A hard inquiry only occurs if you choose to proceed with a loan and sign your loan agreement.
Most applicants receive a decision in under 2 minutes. In some cases additional information may be requested, which can extend the process slightly, but same-day approvals are the norm.
On approved credit, you pay 0% interest for the first 6 months of your loan. After the promotional period, your regular approved interest rate applies to the remaining balance. Terms and conditions apply.
For questions about an active loan — payment amounts, balance, or account changes — contact FinanceIT directly through their customer portal or by calling 1-866-FINANCE. For questions about what you can buy, our team at any Pioneer showroom is happy to help.
Still have questions about financing?
Talk to our team →